For true peace of mind and comprehensive protection of your assets and future, consider the added security of a personal umbrella liability insurance policy.

California – What’s Peace of Mind Worth to You?

A personal umbrella liability insurance policy provides an extra layer of protection when you need it most. If the liability limits on your home, auto, or other insurance policies are exhausted, your umbrella policy steps in — giving you additional coverage and peace of mind at a minimal cost.

Ramona – Are You Truly Protected?

Consider the unexpected:

• Your dog bites a neighbor’s child.

• An accident occurs on your rental property.

• A fire in your condo spreads to other units.

In these scenarios, your current liability limits may not be enough to protect your assets or future earnings. An umbrella policy ensures you’re covered when ordinary limits aren’t enough.

Liability Coverage That Kicks In When Others Stop

Once the liability limits on your home, auto, or other policies are reached, your umbrella policy takes over — typically providing at least $1,000,000 in additional coverage, with higher limits available if needed. Horton Insurance Agency, Inc. can help you determine the right amount for your situation.

Broad Protection for You and Your Family

Umbrella insurance often covers claims that your underlying policies don’t. It protects:

• You, your spouse, and all household family members — anywhere in the world

• Legal defense fees associated with covered claims

Get Coverage Tailored to You

The right umbrella policy is unique to your situation. Horton Insurance Agency, Inc. will help you safeguard your family, your assets, and your future with the coverage you need.

Call 619-465-9100 today to speak with one of our agents and get the protection you deserve.