Commercial Auto Insurance

Commercial auto insurance provides protection for a variety of vehicles — from trucks to cars — and their drivers, and can also cover certain types of motorized equipment, ensuring your business stays moving safely and securely.

Protect Your Business on the Road

Commercial auto insurance goes beyond basic coverage to protect your business, your vehicles, and your drivers. It provides:

  • Bodily Injury and Property Damage Liability: Coverage for injuries or property damage caused while operating a company vehicle.

  • Medical Payments or Personal Injury Protection (PIP): Protects drivers and passengers in your vehicles.


Hired and Non-Owned Auto Liability

Do your employees use their own vehicles for work, or does your business rent cars? Hired/non-owned auto liability covers certain risks arising from the use of rented, leased, or employee-owned vehicles for business purposes. This coverage can often be added inexpensively to your business auto or general liability policy.


Using Personal Vehicles for Business

Standard personal auto insurance may not cover damage or liability if a privately owned vehicle is used for business purposes — even for small business activities like home-based sales or deliveries. Protect your business and your personal assets with proper commercial auto coverage.


Every business is different. Horton Insurance Agency, Inc. will help you get the right commercial auto insurance, with the best combination of coverage, service, and value.

Call 619-465-9100 today to speak with one of our agents.

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