Renters Insurance

Find inexpensive coverage for your personal property. Serving Ramona and all of California.

Protect What Matters Most

Your personal belongings are more than things — they represent your hard work, your lifestyle, and your peace of mind. From clothing and furniture to electronics, sports gear, and valuables, you deserve protection you can count on.

Horton Insurance Agency, Inc. helps you find renters insurance that safeguards you, your family, and your personal property — so you can live confidently, knowing you’re covered.

Call 619-465-9100 today to make sure your coverage is complete.


What Renters Insurance Covers

Personal Property Protection

Your renters policy covers your belongings against theft or damage — even when you’re away from home.

  • Replacement Cost Coverage: For a small additional premium, choose full value protection so damaged or stolen items are replaced at full replacement cost without depreciation.

Liability Coverage

Your policy protects you and your household against bodily injury or property damage claims — including legal defense — up to the limits you select.

Medical Payments Coverage

Covers medical expenses for guests injured at your residence, regardless of fault. Various limits are available to suit your needs.


Every renter’s situation is different. Horton Insurance Agency, Inc. will help you determine the right coverage limits to fully protect your property and your peace of mind.

Call 619-465-9100 today and secure the protection you deserve.

Homeowners

Insurance protection for your most valuable asset.

Condo

Condos have special needs — make sure your insurance is right!

Landlord

Renting your home? Protect yourself with landlord insurance.

Flood

Covers what many homeowners policies do not.

Earthquake

Specialized insurance coverage for when an earthquake strikes.

Umbrella

Extra insurance protection for the unforeseen.

Get a fast, free insurance quote and see how much you can save today.

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