Ride safe and get the coverage you need. Serving Ramona and all of California.

Motorcycle Insurance Built for the Way You Ride

Street bikes. Harleys. Cruisers. Touring bikes. Dirt bikes and more — if you ride in California, we cover it.

At Horton Insurance Agency, Inc., we don’t just sell motorcycle insurance. We build protection around your ride and your lifestyle. As a local, independent agency, we compare multiple top-rated carriers to deliver the right coverage at the right price — without compromise.

Ready to ride with confidence?
Request a free online quote or call 619-465-9100 to get started.

Coverage That Goes Beyond the Basics

Your motorcycle policy should work as hard as you do. Here are the powerful coverage options available:

Custom Parts & Equipment

Protect what makes your bike yours.
You automatically receive up to $3,000 in custom parts coverage at no additional cost. Need more? Coverage is available up to $10,000.

Roadside Assistance

Breakdowns happen. Being stranded shouldn’t.
Receive up to $300 per breakdown for towing and roadside services.

Liability Coverage

Choose limits that match your risk and protect your assets.
Many carriers offer high underlying liability limits that can qualify you for a Personal Umbrella policy — adding another layer of serious protection. Guest Passenger liability (required on all street bikes) is automatically included at the same limit you select.

Medical Payments Coverage

Covers necessary medical expenses for you and your passenger resulting from an accident — because protection should extend beyond the bike.

Uninsured / Underinsured Motorist Coverage

If you’re hit by a driver with little or no insurance — or involved in a hit-and-run — this coverage helps pay for injury-related expenses or loss of life. It can even protect you as a pedestrian.

Before you hit the streets of Ramona, make sure you’re properly protected.

Let Horton Insurance Agency, Inc. design a motorcycle policy that gives you confidence every time you throttle up.

Get your free quote today or call 619-465-9100 and ride protected.